The Simpson Wood Managed Portfolio Service
In partnership with LGT Wealth, our investment committee oversees discretionary portfolios designed around defined risk mandates and long-term objectives.
A structured approach to financial decision-making
Effective financial planning requires a clear understanding of your full financial position, your priorities and your longer-term objectives.
We take the time to build a long-term relationship with you to understand your needs, priorities and aspirations, creating a structured plan that brings together all aspects into a single, coherent framework. This allows decisions to be made with confidence, knowing they are aligned with your wider position.
Putting strategy into practice
A financial plan defines what you are aiming to achieve in your financial affairs. This allows decisions to be made that reflect real conditions and priorities, ensuring the implementation of your plan in appropriate stages.
This can include setting appropriate investment mandates, selecting and structuring portfolios, ensuring appropriate pension and tax planning, and making adjustments as markets, legislation and your personal circumstances change.
Portfolios are reviewed on an ongoing and disciplined basis, with additional changes made when required. Planning actions, whether around pensions, withdrawals, or tax-sensitive decisions, are timed and executed in reference to your individual, overall position.
This approach ensures your financial strategy is not just a set of personal intentions and is applied consistently and effectively over time.
Planning for retirement
The nature of financial decision-making changes as you move from building wealth to relying on it. It’s never too early to think about and gain advice and guidance on how your assets will be used later in life to generate income in a way that is sustainable, tax-efficient and aligned with how you want to live.
We will help you to plan how and when to take income from pensions, investments and other assets, also taking into account exactly how these interact over time. This includes decisions around drawdown, lump sums, and the sequencing of withdrawals, so that income remains reliable without placing unnecessary pressure on your underlying capital.
Tax is an important consideration in this process and ongoing management. The way income is structured can have an impact on what you ultimately retain, particularly when combining multiple income sources.
These decisions are not fixed at a single point. They are revisited as circumstances change, ensuring your income remains appropriate, flexible and aligned with your needs over time.
We work with individuals, families and business owners who want clear, independent advice, careful oversight and a more structured approach to managing their financial affairs.
Absolutely. Planning for your future, including retirement, is a key part of how we support you. We advise on pensions, savings, retirement income and the wider decisions that shape financial security later in life.
We can review your position and current assets comprehensively and make any changes where necessary. We’re completely independent so will only advise based on what’s appropriate for you.
Fees are agreed in advance and are highly competitive. We place a strong emphasis on clarity and transparency, so you understand exactly what you are paying for and why.
We always keep your long-term objectives in mind, whilst recognising that shorter-term decisions still need to be made and that challenges will crop up for you from time to time. Each decision is considered in the context of your wider strategy, so that immediate actions support, rather than disrupt, your long-term plans.
We understand that not everything in life is predictable and that life and circumstances evolve over time. We work with you to reassess your position and adjust your strategy where needed, ensuring that decisions remain appropriate and aligned with what matters to you most.
Advice is always shaped around you and your circumstances. While our approach is structured and consistent, our recommendations are tailored to reflect your objectives, time horizon and overall financial position.
Yes. You will have a primary adviser who knows and understands your particular circumstances, coordinates the work, and holds review meetings with you, whilst also being able to draw on wider expertise within the firm where needed.
Yes. We regularly support clients with multiple income sources, investment portfolios, varied business interests or family considerations; as well as working in partnership with clients’ other professional services advisers, such as lawyers.